Guides

How a Real Estate Transaction Works

A plain-language, step-by-step walkthrough for buyers, sellers, and renters in Ontario — what happens, in what order, and what to have ready.

How your agent screens tenants, negotiates the lease, and manages move-in day for you.

Step 1

Your agent confirms ownership

Before listing your property for rent, your agent verifies that you're the legal owner — or otherwise have the legal authority to lease it. This protects you and everyone else in the transaction.

Step 2

List and market

You sign an agreement with your agent covering how the rental will be marketed and shown to prospective tenants.

Step 3

Pricing strategy

The same market-cycle thinking applies as it does to a sale. Your agent helps set a rent price that reflects current demand, balancing how quickly you want the unit filled against getting full market rent.

Step 4

Screening tenants

Your agent reviews each applicant's qualification — income relative to rent, credit score, legal status, and supporting documents — before you ever have to meet them, so you only spend time on serious, qualified candidates.

Step 5

Reviewing offers

Rental applications come in with a proposed rent, deposit, and lease terms. Your agent presents each one and negotiates on your behalf.

Step 6

Signing and deposit

Once you accept an offer, both sides sign and a confirmation is issued. The tenant then has 24 hours to submit their deposit into the brokerage's trust account, where it's held safely until the tenancy begins.

Step 7

Move-in day

Your agent meets the tenant to hand over the keys, and confirms — before the keys change hands — that the tenant has transferred utility accounts into their name, paid the refundable key deposit, provided post-dated rent cheques, and shown proof of tenant liability insurance.